Three Programmes
Find the Right Starting Point for You
Whether you are seeking confidence with digital banking, a structured approach to building wealth, or a comprehensive financial wellness journey — there is a programme here that fits where you are now.
Back to HomeLive, Guided Sessions
All programmes run as in-person sessions with a qualified facilitator — not pre-recorded videos you navigate on your own.
Malaysian Context Throughout
Every example, case study, and instrument referenced is relevant to life in Malaysia — not adapted from foreign curricula.
Paced for Comfort
Sessions are designed for participants who appreciate taking things at a measured pace — with space for questions and genuine discussion.
Programme 01
Digital Banking Navigation Session
A practical two-session engagement designed for individuals who would like to use digital banking tools with greater confidence. Sessions cover online banking platforms, mobile payment applications, transfer safety, and a thorough introduction to fraud prevention in the Malaysian context. Each session includes live demonstrations that participants can follow along with on their own devices.
Sessions
2
Duration
2 hrs each
Programme Fee
RM 650
Programme 02
Wealth Accumulation Strategy Course
A four-session course exploring methodical approaches to building wealth that are well-suited to Malaysians in their 40s and 50s. The course examines regular savings plans, the mechanics of dollar-cost averaging, how to think about lump-sum versus periodic investments, portfolio rebalancing discipline, and how compounding works across different time horizons — all using Malaysian market data and instruments.
Sessions
4
Duration
2 hrs each
Programme Fee
RM 1,750
Programme 03
Lifetime Financial Wellness Programme
An eight-session programme covering the complete personal finance journey — earning, spending wisely, protecting what you have, growing your wealth, and transferring it with care. Every topic is grounded in Malaysian regulations, cultural context, and real-life examples. Sessions are interactive and include peer discussion. Suitable for all income levels. The programme concludes with a personalised financial wellness plan and includes bi-monthly review sessions for one full year after completion.
Sessions
8
Follow-Up
12 months
Programme Fee
RM 3,430
Choosing Your Programme
Not sure which programme fits best? This comparison can help you think it through.
| Feature | Digital Banking | Wealth Accumulation | Lifetime Wellness |
|---|---|---|---|
| Number of sessions | 2 | 4 | 8 |
| Digital banking tools | |||
| Wealth & investment topics | |||
| Estate & wealth transfer | |||
| Personalised plan | |||
| Follow-up reviews | 12 months | ||
| Programme Fee | RM 650 | RM 1,750 | RM 3,430 |
Digital Banking is right for you if…
You want to feel comfortable and confident using apps and online banking, and would like a patient, step-by-step introduction with live support.
Wealth Accumulation suits you if…
You already manage basic finances but want a structured, methodical framework for building and growing your wealth using Malaysian instruments.
Lifetime Wellness is for you if…
You want the most comprehensive journey — covering your entire financial picture from income to estate — with continued guidance over the year that follows.
Standards Across All Programmes
Regardless of which programme you choose, these elements are consistent across everything we deliver.
Privacy & Confidentiality
All personal information shared during sessions is handled in accordance with Malaysia's PDPA 2010. It is never passed to third parties.
Qualified Facilitators
Every session is led by a qualified facilitator with direct experience in Malaysian financial services and adult learning methodology.
Materials Always Included
Guides, workbooks, and reference materials are part of the programme fee. There is nothing additional to purchase after enrolment.
Small Group Format
Sessions run in small groups so each participant has space to ask questions and engage meaningfully with the material.
Flexible Scheduling
We offer weekday daytime and some Saturday morning sessions to accommodate participants who are working or have other commitments.
No Product Recommendations
Our facilitators do not recommend or sell any financial products. Tenang Path is an education provider, not a financial advisory service.
Programme Fees
All fees include materials, sessions, and any follow-up reviews. There are no additional charges.
Digital Banking
RM 650
Per participant · 2 sessions
- 2 in-person sessions
- Digital Banking Safety Guide
- Live demonstrations
Wealth Accumulation
RM 1,750
Per participant · 4 sessions
- 4 in-person sessions
- Wealth accumulation model
- Planning workbook included
- Malaysian market examples
Lifetime Wellness
RM 3,430
Per participant · 8 sessions + 1 yr reviews
- 8 in-person sessions
- Personalised wellness plan
- Reference materials & workbooks
- Bi-monthly reviews for 1 year
Still Deciding Which Programme Fits?
You are welcome to call us or send a message. We are happy to have a simple, pressure-free conversation to help you think it through.